Another Blow Against Freedom – Military Can Detain Citizen Without Due Process

 Another Blow Against Freedom   Military Can Detain Citizen Without Due Process

Just received a link to this video. I believe it is important for all of us who function as “non-welfare glomming” citizens to understand the ongoing campaign to steal our freedom and empower an imperialistic federal government.

Could this be just one more step in Obama’s ambition to become supreme ruler of this country? Is this one more step in the process that started with the Governor of North Carolina declaring that we should suspend election until the economic crisis was over?

I understand that this video was posted and is being publicized by “Paulistas” – that is Ron Paul fanatics. And fanatics of all ilk concern me…

However, I am frankly very concerned that if Obama wins the election in 2012 that that will be the last free election we see in my lifetime here in the US and possibly in my young son’s lifetime as well.

Always remember…

FREEDOM ISN’T FREE

 

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Senate Bill Calls for Hike in FHA Premiums

 Senate Bill Calls for Hike in FHA Premiums

Senate Payroll Tax Bill Calls for Hike in FHA Premiums

By Doug Huggins

As the House Republicans begin to get blamed for not agreeing to a temporary (2 whole months) extension of the payroll tax reduction, it is important to understand that over the weekend he Senate added a little known provision to their version of the payroll bill. The Senate added an increase in FHA premiums to the payroll tax bill, passing the modified bill by an 89 to 10 margin.

The language was added to the bill because the mortgage insurance industry lobbied heavily for the increase. The reason is the MI companies feared that a 10 basis point g-fee hike for Fannie Mae and Freddie Mac MBS would tilt the market toward FHA loans.

The final bill now includes g-fee hikes for Fannie and Freddie, and a premium increase for FHA.

The MI companies pushed for the FHA premium hike, making the claim that without the increase HUD and HUD backed loans (ie. FHA Loans) would have a competitive advantage and field more business if the g-fees for Fannie and Freddie MBS are raised without a corresponding increase in FHA premiums.

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New Article – “Bi-Weekly Pay-Off – Five Mortgage Options to Avoid – Part 3 of 5

By Doug Huggins

Just posted – part 3 of 5 in my series Five Mortgage Options to Avoid – Bi-Weekly Pay-Off.

Find it and other articles on a new site – http:thehomeownershipcenterusa.org

RadioDoug 217x300 New Article   Bi Weekly Pay Off   Five Mortgage Options to Avoid   Part 3 of 5Doug Huggins is recognized as the nation’s leading expert in helping individuals and families find, qualify for and own a home of their own with little money down and less than perfect credit. Contact Doug at The Home Ownership Center USA (a not-for-profit public benefits corporation) for a No Cost – No Obligation consultation about your mortgage needs – 404-462-4663 – or goto www.TheHomeOwnershipCenterUSA.org.

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GMAC to Halt Residential Lending in Massachusetts

Original Article by Brad Fiklelstein… Following Comments by Me – Doug Huggins

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GMAC/Ally to Halt Residential Lending in Massachusetts

Friday, December 2, 2011

GMAC Mortgage on Friday said it will no longer purchase loans originated by mortgage correspondents

GMAC, a unit of the government-owned Ally Financial, said it will honor all commitments through December 5. At press time no other details were available.

Ally/GMAC is one of five megaservicers sued by Massachusetts this week, which alleged foreclosure violations tied to robo-signings.

In its release, GMAC said, “recent developments have led mortgage lending in Massachusetts to no longer be viable.” It will continue to service its existing loan portfolio that was originated in the state.

The release added that, “The company is disappointed that it can no longer participate in offering certain financing options in Massachusetts; however, it has an obligation to manage risks and deploy capital in an appropriate manner and in a way that protects the investment of the U.S. taxpayer.”

 

COMMENTS:

Okay, here’s another example of what happens to the borrowing public when some possible well meaning government agecny steps into it and trys to over regulate mortgage lenders. The citizens of Massachusetts now have less mortgage options to help them either buy, refinance or sell a home. In a slow housing market why do politicians think it is a good idea to limit consumers’ options. AMAZING!!

RadioDoug 217x300 GMAC to Halt Residential Lending in MassachusettsDoug Huggins is recognized as the nation’s leading expert in helping individuals and families find, qualify for and own a home of their own with little money down and less than perfect credit. Contact Doug at The Home Ownership Center USA (a not-for-profit public benefits corporation) for a No Cost – No Obligation consultation about your mortgage needs – 404-462-4663 – or goto www.TheHomeOwnershipCenterUSA.org.

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30 Year Mortgage Rates Still Around 4%

30 Year Fixed Rate Mortgage Rates Still Hover at About 4% – 15 Year Rates Below 3%.

The average 30-year fixed mortgage rate tracked by Freddie Mac during the week ending last week (Dec. 1) came in a bit igher at 4%, but still left the average for the past month below 4%.

“If you look at the entire month of November, the 30-year averaged 3.99%,” said Freddie Mac spokesman Chad Wandler. For 15-year loans the average was 3.31%, he noted.

“We’re talking incredibly low mortgage rates,” he said. “For those people in the market, and who can qualify, it’s an incredible opportunity.”

The 15-year FRM rate during the most recent week maintained the same average as the previous week, 3.3%, while the five-year Treasury indexed hybrid was down a basis point at 2.9%. The average rate for a one-year Treasury ARM also inched down by a basis point to 2.78%.

A year ago the 30-year rate was 4.46%, the 15-year rate was 3.81%, the five-year Treasury hybrid rate was 3.49% and the one-year Treasury ARM rate was 3.25%.

What this means is that RIGHT NOW remains one of the very best times in the last century to be in the market for a home. If you are a potential First Time Home Buyer you should be contacting us NOW!

It also means that if you have an interest rate above 5 1/2% you should be contacting The Home Ownership Center USA to be directed to a Certified THOC Mortgage Professional to get your loan refinance and do it with NO CLOSING COST!

Email us at: info@TheHomeOwnershipCenterUSA.org

RadioDoug 217x300 30 Year Mortgage Rates Still Around 4%Doug Huggins is recognized as the nation’s leading expert in helping individuals and families find, qualify for and own a home of their own with little money down and less than perfect credit. Contact Doug at The Home Ownership Center USA (a not-for-profit public benefits corporation) for a No Cost – No Obligation consultation about your mortgage needs – 404-462-4663 – or goto www.TheHomeOwnershipCenterUSA.org.

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BEST Business Radio Show – Kicking Off 2012 – Guest Jeffrey Hayzlett

BBRHeader2.png.scaled500 BEST Business Radio Show   Kicking Off 2012   Guest Jeffrey Hayzlett

To Kick Off BEST Business Radio’s 2012 Season, I will be interviewing Bestselling Author, Global Business Celebrity & Sometimes Cowboy –

Mr Jeffrey Hayzlett – author of the soon to be released book –

Running Gauntlet.jpg.scaled500 BEST Business Radio Show   Kicking Off 2012   Guest Jeffrey Hayzlett

 

RUNNING THE GAUNTLET – Essential Busienss Lessons to Lead, Drive Change, and Grow Profits. 

Hayzlett 1.jpg.scaled500 BEST Business Radio Show   Kicking Off 2012   Guest Jeffrey Hayzlett

 

JEFFREY HAYZLETT is a global business celebrity and former Fortune 100 c-suite executive. From small business to international corporations, he has put his creativity and extraordinary entrepreneurial skills into play, launching ventures blending his leadership perspectives, insights into professional development, mass marketing prowess and affinity for social media. He is a well-traveled public speaker, the author of the bestselling book, The Mirror Test, celebrity editor to one of the largest-circulation business publications and one of the most compelling figures in global business.

Dubbed “a born leader” by Mark Burnett, Jeffrey has successfully leveraged multiple media appearances on programs like Fox Business News, MSNBC’s Your Business and NBC’s Celebrity Apprentice with Donald Trump. Drawing upon an eclectic background in business, buoyed by a stellar track record of keynote speaking, and deeply rooted in cowboy lore, Jeffrey energizes his role driving and delivering change. He is a turnaround architect of the highest order, a maverick marketer who delivers scalable campaigns, embraces traditional modes of customer engagement, and possesses a remarkable cachet of mentorship, corporate governance and brand building.

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Looking For Guests for BEST Business Radio Show

Doug Huggins here…Host of the BEST Business Radio Show…

BBRHeader2 300x100 Looking For Guests for BEST Business Radio Show

I’m cranking my BEST Business Radio Show back up and am looking for interesting guest to interview.

Previous guests include – Mr. Chuck Norris (yes the real Chuck Norris), baseball legend Mr Pete Rose, Author of E-Myth Revisited – Mr Michael Gerber,  Mr Nido Qubein, the Mayflower Madamme – Ms Sidney Biddle Barrows, Commander Elieen Collins – the First Femal Space Shuttle Commander and a bucnh of great, but slightly lesser known guests.

www.bestbusinessradio.com

So, if you have something interesting to share with my Internet Radio Audience please contact me.

 

Doug Huggins

doug@best-publishing.com

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Conventional Wisdom From Doug Huggins’ Alter Ego – Dr Doug DHP

a2a9ffc230ea3c1 Conventional Wisdom From Doug Huggins Alter Ego   Dr Doug DHP

 

Conventional Wisdom


4f44d655557f026 Conventional Wisdom From Doug Huggins Alter Ego   Dr Doug DHPGrowing up, did you ever have a teacher or your parents say to you something like -  “just because someone else is doing it, doesn’t mean you should…”?  Or, better yet, “just because a million people jump off a cliff doesn’t mean it’s a smart thing to do!”

Good advice, both of these.  But the truth is, most people DO go jump off a cliff because everyone else does.  It’s called “social proof,” but more aptly known as conventional wisdom.

Conventional wisdom always leads to conventional results.

For example, the conventional wisdom of real estate agents is to cold call, show houses, and come running when they are called.

The conventional result is a broke, harried, and frustrated agent who is continually abused by buyers and sellers.

The anti-conventional way of thinking is to develop marketing systems that get prospects to call you, charge them for the privilege of doing business with you, then dictate the hours within which you will work.  The anti conventional result is wealth, peace of mind, and a clientele who respect you as a real pro – like a trusted advisor, not a “salesman.” *(YES – I am politically incorrect and I cannot stand words like “salesperson, chairperson.etc-person” The term “MAN” (as in mankind) in a term used to define the human race, not necessarily a particular gender.)

But when you mention anti-conventional thinking to a conventional thinker, they find all kinds of ways to resist, often retreating into the world of “ethics,” saying that anti-conventional techniques are “unethical, immoral” and any other negative thing they can come up with that has little to do with reason or results.

Here’s a success truth:  When faced with conventional wisdom, do the opposite, and you will often get the results you truly desire.

So, when you’re faced with conventional wisdom in any area, give it a swift kick in the butt and do the opposite.  It’s the “anti-conventional” thing to do… and it gets you anti conditional results–like high quality clients approaching you asking for your advice and counsel!

Part 2 Coming Soon!

The Dr. Doug articles are provided by Doug Huggins, entrepreneur, speaker, trainer, consultant, coach, and President & Founder of B-E-S-T – Business Owners & Entrepreneur’s Success Tactics. Look for more outspoken,  irreverent, politically incorrect Make Money Now Advice from Doug (Dr Doug) Huggins, visit us here again!

 

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Doug Huggins – What Every Marketer Can Learn From Charlie Sheen

Hey folks – Doug Huggins here with a little insight on what all of marketers can learn from the recent Charlie Sheen “Meltdown.”

f77f682d971bae8 Doug Huggins   What Every Marketer Can Learn From Charlie SheenFirst, I have to admit that I’ve been reluctant to jump on the Charlie Sheen bandwagon. There are just too many other, much more important issues facing us as individuals, as marketers, and as a nation than what appears to be the childish, possibly drug induced, egomanical raving of one Charlie Sheen. However, after serious reflection, there are a number of things we all can learn from observing Charlie’s “metldown” – if that’s what it really is… Here are just a few highlights from Sheen’s media explosion.

Unless you have been living under a rock or comatose for the past couple of weeks you probably haven’t been able to avoid hearing about Sheen on an almost daily basis. The quick synopsis is that Sheen, who has had a number of highly publicized personal issues over the past few years, began doing a series of increasingly over the top interviews in which he pretty much burned every bridge with the producers and network of his recent hit show (Two and a Half Men). The network fired back…literally…by firing Sheen from his show. But, any thoughts that this would put an end to the Sheen media blitz have been quickly doused, as he has actually ramped up his appearances and his erratic behavior since losing his job. The media certainly seems to be making the most out of the entire episode, milking Sheen’s very public meltdown for all the viewers and readers it is worth.

  • Setting up a Twitter account and becoming the fastest person to reach 1,000,000 followers (now up to 2.3 million and counting).
  • Posting videos to Ustream.tv and other sites that have generated millions of views.
  • Launching two of the most popular trending terms on search and social media (Winning and Tiger Blood)
  • Appearing on just about every network (other than his former one) and every news show possible.

After watching the entire Charlie Sheen episode (at least, so far) I realized that there are actually some pretty interesting marketing lessons to be learned from the spectacle.

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